Whether your city looks like one of the glitzy skyscrapers of downtown Miami or you enjoy a more relaxed lifestyle in Coconut Grove, taking out life insurance is the most important way to ensure your family's financial well-being - to be. When taking out life insurance, one, if not both, of the most important aspects is finding a reputable insurance agent and buying your policy from someone who can trust you. Your agent can also help you understand the features, restrictions and exclusions that can come with your life insurance policies, including what happens if you decide to cancel your policy.
Your Miami life insurance attorney has a deep understanding of the process of insurance disputes and will always handle your case as efficiently as possible. You can discuss all the facts with you and submit an action plan for your policy as quickly and smoothly as possible.
If your insurer refuses to provide benefits from your life insurance to beneficiaries, your lawyer is ready to act quickly and decisively. He or she will examine your insurer's signature decisions and check the payment history of your policy to determine whether payments to the life insurance company have been made and whether these payments have not been improperly applied. You work with experts who calculate the historical value of your life insurance to prove that the cover should have remained in place.
If you have a dispute with your life insurance or have been unfairly denied benefits from your policy, call us at 305-577-3996 or contact us for more information on how we can help you. If you have any questions about your life insurance product, please call our office at 305-577-3996. Our call - open late at the weekend - is available to help with all life insurance in Florida.
In North Florida, we serve beneficiaries who have been denied life insurance in Orlando, Tampa and Cape Coral. In South Florida, our law firm represents plaintiffs in Miami-Dade, Broward, Palm Beach and surrounding areas, including Miami Beach, Fort Lauderdale, Coral Gables and surrounding areas. Pan handles claims for damages in the central Florida area, representing life insurance claims from Orlando to Tampa and Cape Coral to Fort Myers.
Employees of Sharp Insurance Agency can help you choose the policy that best suits your individual needs and objectives. Our agents can guide you through the process of choosing a life insurance policy for your specific needs, goals and financial needs.
There are different types of life insurance, but many have a cash component that increases with premium payments. This type of life insurance (often referred to as "adjustable life insurance") does not pay death benefit, but it also has a savings component that typically generates the same interest rate as the money market. Although they are not paid in death benefits, some types of life insurance policies may have cash values. Compare hundreds of life insurance policies to get a free, no-obligation quote in just 60 seconds.
When a policy is reintroduced or modified, the life insurance company will try to reintroduce it at the same rate as the original policy price. Depending on the type of policy and the duration of the last renewal or cancellation of the policy, your life insurance company must send you a specific notice of cancellation before cancelling the policy.
This does not necessarily give life insurance the right to refuse your claim, but it does mean that any statements about your reinstatement request will be investigated by your life insurance company if they later try to refuse payment to you if the insured person dies within two years of reinstatement. If your application for insurance contains misleading information or if the application for insurance is false, even if it is the same as the policies issued by life insurers, they will try to deny you a claim for your life insurance benefits.
If your life insurance policy is not reaching the end of the line, it is highly advisable to seek the help of a lawyer who has helped clients in the past to obtain all the life insurance benefits they deserve and to which they are legally entitled. Our lawyers have extensive experience with the language used in life and insurance policies. Since 1994, we have represented thousands of customers, including many of our life insurance beneficiaries.
Our law firm is very familiar with the law of life insurance and is ready to answer your questions and to deal with any claim that has been rejected, whether it be a claim for unlawful death, accidental death or any other type of claim. We have the expertise and experience to help you enforce your rights against your life insurance so that you get the payout you deserve from your loved one's policy. Our firm represents a wide range of clients from around the country, wherever they are in the Sunshine State. Call us today to see if we are the best choice for you and, if so, who would be your best life and insurance lawyer.